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Deferment  |  Forbearance  |  Loan Forgiveness  |  Repayment Options  |  EPIC
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1% Origination fee
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through KHEAA
(Kentucky only)

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Payment Solutions - Deferments


If you are having difficulty repaying your student loan and are not eligible for a deferment, you may request a forbearance. This lets you temporarily reduce or suspend your monthly payments.

Unlike a subsidized deferment, interest continues to accrue during a forbearance. For this reason an interest-only forbearance is a better option for borrowers.

At the end of a discretionary forbearance period, any interest that has accrued on your student loan will be added to your principal balance.

The types of forbearances available are:

Access Group Borrowers Only The Student Loan People or Other Lenders
Federal Forbearance Forbearance Request Form
Private Forbearance  
In-School Forbearance
(Private loans only)		 PLUS In-School Payment Postponement/Forbearance
Internship/Residency Forbearance
(Private loans only)		  
Child Care Provider Loan Forgiveness Forbearance Child Care Provider Loan Forgiveness Forbearance
Teacher Loan Forgiveness Forbearance (Federal loans only) Teacher Loan Forgiveness Forbearance (Federal loans only)


Updated: 8/01/2008
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